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| Some of the documents below will need Microsoft Powerpoint Reader or Adobe Reader to view them. If you do not have these programs, click the Icons to the right to download the free program you need.>>>>>> |

| VEBA |
| www.myfordbenefits.com or 1-800-248-4444 |
| Retiree Important Telephone Numbers 11-21-11 |
| Retiree Health Care Connect 1-877-829-9444 |
| Retiree $2 Check Off Dues Card: Mail to UAW Local 588 21540 Cottage Grove, Chicago Heights, IL 60411 |
| Monthly Retirees Chapter Board Meeting held on first Wednesday of the month at noon at Union Hall. Bring a dish to share and learn from the guest speakers & visit with old friends. |



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| Please fill out the form below if you want to receive Benefits Bulletins, the information entered goes straight to Renee only and will be kept private. Leave Name, E-Mail address and indicate if you are Active or Retired. |

| Local 588 UAW Retirees, I've scheduled a Trust presentation along with United Healthcare, BCBS MA, Medco, HME(Medical Equipment), and SVS for the March 7, 2012 Retiree Meeting. Mark your calendars, this is one of the few face to face opportunities to receive answers straight from the source. Retirees Chapter Chairman, Charles McCrary |
| BCBS PPO Medical Here are a few good reasons and example of why you should choose a network provider: Your out-of-pocket costs are less because network physicians accept Blue Cross and Blue Shield’s payment as payment in full, less any UAW CONTRACTUAL Co-pay's, Deductibles or Co-insurance. Network physicians have signed agreements with Blue Cross Blue Shield to accept our approved amount as payment in full for covered services. This also applies to any services not covered by our contract. Refer to the Allowed amount on your Explanation of Benefits or E.O.B. This amount will indicate the contractual rate for services. Medical Care or office visits are covered with a $20 Co-Pay Let's assume the LAB amount is $92.00 as indicated in the Charged amount column and the Allowed amount column indicates $58.00, you would not be responsible for the difference of $34.00 for a In-Network Provider. EXAMPLE OF EOB PATIENT: NORMA RAE PROVIDER: COMMUNITY CARE CENTER CLAIM: 0000111122222 DATE CHARGED ALLOWED CO-PAY AMOUNT PAID 11/13/12 LAB $92.00 $58.00 $58.00 Network physicians must accept Blue Cross Blue Shield’s payment as payment in full. This means you are not responsible for any charges over what Blue Cross Blue Shield reimburses the provider. It is in you best interest to take control of your health care and apply a consistent PROACTIVE approach to all of your benefits. |
| Optional Life insurance 1-800-843-8184 Unicare 3200 Greenfield Road, Dearborn, MI 48123 ATTN: Mary Candroski OPT LIFE |